A Journal of Financial Technology

Where
Finance
Meets
Technology

Rigorous analysis, independent research, and forward thinking for practitioners at the frontier of fintech.

Recent Articles

01
Large Language Models in Underwriting: Promise and Peril

New generative systems are outperforming traditional scorecards — but interpretability gaps may be incompatible with Fair Lending standards.

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02
Liquidity Fragmentation and the Hidden Costs of On-Chain Finance

Across thousands of pools and protocols, capital efficiency remains elusive. A new methodology attempts to quantify what fragmentation truly costs.

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03
Real-Time Gross Settlement in the Age of Instant Payments

Legacy RTGS architectures were built for batch processing. The transition to 24/7 instant settlement is proving far more complex than anticipated.

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About the Journal

Independent thinking at the intersection of capital and code.

Prometeus was founded on the conviction that financial technology deserves rigorous, independent journalism — free from the conflicts that afflict vendor-sponsored research and conference-circuit commentary.

Our contributors are practitioners, academics, and policymakers who write with authority earned in the field. Every piece is peer-reviewed and subject to our editorial standards for evidence and intellectual honesty.

Our Editorial Charter
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Blockchain87
AI & ML64
Payments59
Regulation48
Open Banking41
DeFi38
Digital Assets35